ArCa Gold is a high-ranked card, which belongs to unified “Armenian Card" payment system and can be used exclusively within Armenia.

The card is issued only in drams and is suitable for getting the pay-roll.

In contrast with lower class ArCa cards, ArCa Gold cards afford you to withdraw more money in a single transaction, perform more cash out transactions a day, and receive a credit line/overdraft with a larger limit.

ArCa Gold cards enable you to use the following services:   

• Withdraw cash at ATMs on the territory of the Republic of Armenia, on which the label of ArCa system is posted.
• Pay for goods and services at sales points and merchants on the territory of the Republic of Armenia, where “ArCa” cards are accepted. The label of ArCa system posted at the entrance or cash offices of such sales points and merchants.  
• Pay utility bills via ATMs.
• Purchase goods and services via Internet at sales points and merchants operating on the territory of Armenia.
• Pay utility bills with a virtual card, as well as get information via Internet about card account balance and card transactions.
• Transfer funds from your card to another person’s ArCa, MasterCard and VISA card (which are maintained within ArCa payment system), etc.

For more information about ArCa cards, please visit: www.arca.am.