About Bank 
Subject to amendment made to Law on Currency Regulation and Currency Control, the interest amounts accrued on foreign currency loans and deposits, which “ARMBUSINESSBANK” CJSC has issued or attracted since December 2, 2017, may at your option be repaid in the same currency in which they have been issued or attracted.
In case of foreign currency loans, changes in exchange rates may have effect on the repayment of loan.
WARNING
For failure to repay the loan and interests when due, any pledged and other property (house, car, etc.) may be confiscated in the manner prescribed by law, while the information on the borrower shall be filed with credit register. In case the borrower fails to fulfil its loan commitments, where the collateral is insufficient to discharge liabilities on the account of the collateral, such loan commitments may be repaid on the account of other property of the borrower.
ANNOUNCEMENT
In case of consumer loans, before entering into a loan agreement the Bank shall provide an Individual Sheet subject to the Central Bank of Armenia Regulation 8/05 “On the Procedure, Terms, Forms and Minimum Requirements for Communication Between Bank and Depositors, Creditor and Consumer”.
IMPORTANT
Interests on loans are charged based on the nominal interest rate. The actual annual interest rate shows the cost of credit upon repayment of interests and making other payments in due terms and amounts.
- User instruction for the calculation of actual interest rate
- Template for calculating actual interest rate
- Factors of satisfying or rejecting a customer loan application
- Companies cooperating with the Bank for assessment and insurance of property to be pledged with the Bank(Arm)
- Fee schedule applicable for services rendered by appraisal companies(Arm)
- Fee schedule applicable for services rendered by insurance companies(ARM)
- List of companies collaborating within the framework of consumer loans
Loans for the conditions of pledged properties available for sale by the Bank
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165590703Terms-of-Bank-Guarantees-AM-05122023.pdf |
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Terms-and-rates-of-mortgage-loans-refinancing-EN-11122023.pdf |
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Conditions-for-providing-loans-with-gold-collateral-ARM-11122023.pdf |
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Loans-granted-to-individuals-for-the-purpose-of-education-ARM-11122023.pdf |
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Secured-by-collateral-conditions-of-loans-ARM-11122023.pdf |
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Property-secured-loan-Extra-ARM-11122023.pdf |
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Consumer-loan-credit-line-Salary-ARM-11122023.pdf |
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Student-loan-within-the-state-program-Student-ARM-11122023.pdf |
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Property-secured-line-of-credit-Extra-ARM-11122023.pdf |
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Line-of-credit-with-collateral-for-deposit-funds-Priority-ARM-11122023.pdf |
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Credit-cards-with-a-grace-period-ARM-11122023.pdf |
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Car-loan-primary-and-secondary-market-Auto-ARM-11122023.pdf |
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Acquisition-from-the-mortgage-developer-Acquisition-from-the-developer-ARM-11122023.pdf |
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Mortgage-from-the-secondary-market-acquisition-and-repair-Mortgage-ARM-11122023.pdf |
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Acquisition-of-property-to-be-expropriated-by-the-bank-ARM-11122023.pdf |
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Crediting-of-the-parking-lot-at-Griboyedov-48-ARM-11122023.pdf |
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Private-residential-house-construction-mortgage-Development-ARM-11122023.pdf |
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Mortgage-lending-to-displaced-families-ARM-11122023.pdf |
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An-affordable-apartment-for-a-young-family-ARM-11122023.pdf |
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Military-mortgage-ARM-11122023.pdf |
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Settlement-rate-ARM-11122023.pdf |
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Refinancing-buy-reconstruction-EN-18122023.pdf |
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Refinancing-buy-reconstruction-RU-18122023.pdf |
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Refinancing-real-estate-mortgage-EN-18122023.pdf |
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Refinancing-real-estate-mortgage-RU-18122023.pdf |
“ARMBUSINESSBANK” CJSC is not liable for the accuracy of the content of any linked websites, as well as for the advertisements and possible consequences resulted from the use of information provided on the linked websites by the third parties.
Neither is "ARMBUSINESSBANK" CJSC liable for the accuracy of the content of information linked on the websites of third parties about the terms and fee schedule for the services rendered by the Bank.
Official page address of "ARMBUSINESSBANK" CJSC on Facebook: https://www.facebook.com/armbusinessbankofficial
Official page address of "ARMBUSINESSBANK" CJSC on Instagram: https://www.instagram.com/armbusinessbank_official
www.armbusinessbank.am
Head Office: 48 Nalbandyan str., Yerevan 0010, Armenia
Tel: +374 10 59 20 19, +374 60 37 25 00 , +374 10 59 20 20
WhatsApp: +37494114488
Viber: +37494114488
